In 1984, First Class Cars opened its doors as a small, family-owned used car dealership in Salt Lake City, Utah. What started as a modest operation with a simple mission has grown into one of Utah’s most respected and trusted automotive dealerships. More than four decades later, First Class Cars is proudly operated by the second and third generations of the same family, continuing a legacy built on integrity, service, and opportunity.
When we first opened in Salt Lake City, we quickly recognized a major problem in the automotive industry: easy financing was nearly impossible to find for the people who needed it most. Traditional banks and lenders turned away hardworking individuals simply because of past financial setbacks. Good people with steady jobs were being denied reliable transportation because of credit scores that didn’t tell their full story.
We knew something had to change.
That realization led to the foundation of our Buy Here Pay Here financing program, and it shaped the identity of First Class Cars for the next 45+ years. Our mission became clear, provide dependable vehicles and real financing solutions to Salt Lake City drivers, regardless of credit history.
Since 1984, we have dedicated ourselves to helping customers with:
Good credit
Bad credit
No credit
Bankruptcy
Repossession
Divorce
Medical collections
First-time buyers
At First Class Cars, we believe your job is your credit. If you have steady income and the desire to move forward, we will work hard to get you approved. We truly finance everyone.
For over four decades, our focus has never been just selling vehicles. Our goal has always been bigger than that. We exist to help people in Salt Lake City rebuild their credit, restore their confidence, and improve their quality of life.
Reliable transportation changes lives. It helps people get to work consistently. It helps parents provide for their families. It creates opportunity. We take that responsibility seriously.
Through our in-house Buy Here Pay Here program, customers make their payments directly to us. This allows us to create flexible financing solutions tailored to individual situations. Even better, we report qualifying on-time payments to credit bureaus, helping hundreds of thousands of customers rebuild and strengthen their credit profiles over the years.
We are proud to say that for 45 years, First Class Cars has rewarded our loyal customers with opportunities for 0% interest financing on qualifying purchases. That commitment reflects our belief that people deserve fair treatment and honest financing.
From our humble beginnings in 1984 to becoming one of Utah’s largest independent dealerships, our growth has been fueled by trust. Generations of Salt Lake City families have purchased vehicles from First Class Cars. Many of our customers return again and again, and refer their friends and family, because they know we stand behind what we sell.
We have never forgotten where we started. Even as we have expanded our inventory, upgraded our facilities, and modernized our processes, our core values remain the same:
Treat every customer with respect
Offer transparent, honest financing
Provide dependable, inspected vehicles
Create long-term relationships
Serve the Salt Lake City community with integrity
Our team understands that purchasing a vehicle can feel overwhelming, especially for customers who have faced credit challenges. That’s why we work hard to provide a welcoming, pressure-free environment. We listen first. We find solutions. We celebrate approvals.
Today, with second and third generation family members actively involved in daily operations, First Class Cars remains deeply rooted in Salt Lake City. This isn’t just where we do business, it’s home.
We are proud to serve customers throughout:
Salt Lake City
Salt Lake County
Surrounding Utah communities
Our commitment to the community goes beyond financing. We believe in helping neighbors succeed. Every approval represents someone moving forward. Every vehicle delivered represents opportunity.
What makes First Class Cars different?
It’s our history.
It’s our family ownership.
It’s our Buy Here Pay Here expertise.
It’s our dedication to credit rebuilding.
It’s our belief that everyone deserves a second chance.
For over 45 years, we have proven that you can build a dealership around compassion, fairness, and opportunity, and still grow into one of Utah’s most respected names in automotive sales.
When you choose First Class Cars in Salt Lake City, you are not just buying a used vehicle. You are partnering with a dealership that genuinely cares about your future.
We are proud of our past.
We are committed to your present.
And we are excited to help drive your future forward.
Welcome to First Class Cars, where approvals happen, credit is rebuilt, and customers are treated First Class.
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